Protect Them Now & In The Future
Protecting Children Is Our Priority
Life insurance for your children under 17 is never an easy or comforting conversation but these specific policies are created for more than just burial needs.
The Simplest Coverage You'll Ever Get
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Child Life Insurance FAQ
Here's What You Should Know
Child insurance is not talked about a lot because no one likes to think about losing a loved one let alone a child. The good news is that these polices are for much more than burial expenses. Here are some FAQ you might be wondering.
How Young Can I Start My Child Policy?
We have carriers that start coverage from 14 days and older. Give us a call and we'll get you a free quote.
I Have An 18 Year Old Can I Get A Policy?
Absolutely we have adult policies and since they are still very young the policy premium will still be very affordable. We still suggest a whole insurance policy for such a young age.
Do These Policies Have Cash Value Or Borrowing Abilities?
Yes they do. All children policies are whole life insurance. Meaning they build cash value as you pay the monthly premium. Also if you keep the policy you can take a loan out on the coverage with a standard interest rate usually starting at or around 8% to kickstart them. Or when they turn 18 you can transfer ownership to them.
Why Does My Young Child Need Life Insurance Already?
One unspoken benefit of this coverage is "accelerated" or "illness" clauses that provide cash benefits if your child got sick or had an accident.
Life will forever be unexpected. In the case of a loss you will have coverage to lay your child to rest.
Life will forever be unexpected. In the case of a loss you will have coverage to lay your child to rest.
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Parents & Grandparents Welcome!!
